Writer, Meet Health Insurance


WARNING: Topic ahead is so boring, it may cause entire sections of your brainular region to fall into a vaguely unpleasant catatonic state. Really. Read ahead if you want to, or if you’re having trouble losing consciousness for any particular reason, but you can’t say I didn’t warn you. Still with me? OK, here we go.

Health insurance.

Yep. Health insurance. What did I tell you? And OK, friends in the UK and other regions of the world who recognize that basic health shouldn’t be a cash lottery for huge corporations who exist solely to take money from one group and prevent giving it to the other, you can stop snickering right now. It’s just not nice.

One of the many, many fun things when you are a writer without employer-provided health insurance is getting health insurance. And when I say fun, I mean fun along the lines of, oh, say, the kind of thing the devil might make up to punish you when he’s not feeling ironic. It’s fun for the devil, at least.

Don’t get me wrong, as a person who was in the individual market before the health care law passed, I recognize that it is easier now, and the insurance, overall is better. But there was really nowhere to go but up.

And insurance companies are still insurance companies. After staring at the plans the hospital I prefer will take, it’s clear it’s like squeezing a tube of toothpaste. It doesn’t matter where you squeeze it, there’s still the same amount in the tube.

Eventually, I will just have to close my eyes and pick one. I’m down to three possibilities, and none of them give me the warm and fuzzies. Each of them getcha in their own special mind-numbing way. I just have to decide how I want to get got.

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8 thoughts on “Writer, Meet Health Insurance

    • While it has absolutely improved, it’s still not a winning system for anyone but the insurance companies. The hospitals are now limiting which plans they take pretty aggressively because the insurance payments are so poor. Fun times. Also LOVE the switch on the avatar.

      Liked by 1 person

  1. You have my deepest condolences. When you get to medicare age, coverage is minimal and doctors who take it are all but non-existent. So I went with an HMO which I can afford but affords me lackluster care. I just have to stay as well as possible. Good luck.

    Liked by 1 person

    • Thanks for that…The state of health insurance in this country is appalling. The way to fix it is to require insurers operate as not-for-profits, or to go to a single-payer system. But there is just so much money to be made in poor health.

      And why should anyone have to choose between decent care and high cost?!

      Liked by 1 person

  2. Oh snicker, snicker. Here in Aus we have a wonderful thing called Medicare that covers everyone and especially looks after those with least. Or at least, we have it at the moment. Our current business-friendly government is doing its darnedest to change that.


    • I’m so jealous! You guys definitely have us beat on that front! While we have Medicare, the program only covers people over, I believe, 62, and from what I understand, not that well. We have Medicaid for low-income and disabled people, but a lot of hospitals and doctors limit the percentage of Medicaid patients because the reimbursement isn’t good.

      There has to be a better solution.


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