Adventures in Cancelling Dental Insurance

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So I took a gamble this year and picked up a dental insurance plan. In the past I have priced them, and given the waiting periods for most, you end up shelling out more for the plan than the value the plan provides for services. Which is probably to be expected, because that is how profits are made.

But this year, I found a plan that sounded reasonably priced and seemed to cover the services I needed. I had an appointment scheduled in February, so I figured I’d only be two months into the plan when I had the appointment and then could tell if it was worthwhile.

The appointment came and went (yay on the went) and my brand-new insurance covered…$3 less than what I had paid into the plan thus far.

In six months, when I go back, I will have sunk four more months into the plan to get pretty much nothing out of it.

So I called the insurer to cancel the plan. First I had to wade through computer voice hell, a hell where the tone is much too pleasant, so you know the computer is enjoying it. I finally got a human, a lovely human as it happens, who told me that she couldn’t cancel the plan, that I needed to talk to a “marketplace representative.”

Uh huh.

Clearly it’s a tactic to try to get people to hang up. But I would not be deterred. She said the wait time would be 20 minutes. I figure I can write a blog post, right? Why not?

She asked if I wanted her to hold with me. I asked if it meant that they’d get to me faster. She laughed, and I took that as a yes. She said she was putting me back on hold; she promptly hung up on me.

Oops.

I called the number she gave me, waded through another electronic voice, and got in the hold line. Still 20 minutes. I settled in, but the other line rang. Then my cellphone.

It was my agent friend! She didn’t know what had happened but she kept our place in line, so here I am listening to tinny music through my phone speaker as I type this. I’m not sure where we are in the 20 minute odyssey, but I will cancel this insurance. I will.

I’ll keep you posted.

Check out  my full-length novels,  Her Cousin Much Removed,  The Great Paradox and the Innies and Outies of Time Management and Aunty Ida’s Full-Service Mental Institution (by Invitation Only), and the sequel, Aunty Ida’s Holey Amazing Sleeping Preparation (Not Doctor Recommended) which is now available!

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Hanging In

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IMG_9051Today let’s talk a little bit about hanging in there. A few years ago, I got to the Chicago Botanic Garden just in time to see the crab apple trees in full bloom. As an aside, it’s such an ugly name for such a beautiful tree, but that’s not my point.

Ever since then, every spring, I head to the Garden with the hope of catching that ephemeral moment when the branches are explosions of petals, enough to weave a tapestry above your head. And every year since I’ve missed it.

Until this year.

This year, for three weeks running, I went out to the Garden in all kinds of weather. It was cold and it was windy; one weekend it was sunny and packed to the gills; and then this week, it was freezing. But I didn’t care. When I got to the path by the lake at the back, there they were, the trees in full spring glory. My camera and I were very happy.

And here’s the truth. I nearly didn’t go. It was cold, and not just chilly, after the nearly 80 degrees the day before, the temperature dropped 30 degrees. But I knew that after checking and checking, this would be the week.

It was so worth it. The beauty of them, all lined up along the path, was magical. Soon this forest of white and pink petals will be nothing but lush, verdant green, and it’s difficult to imagine that complete transformation.

But for one glorious week, there they are in full, perfect bloom.

A few more pics for you:IMG_8762 IMG_8896
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Check out  my full-length novels,  Her Cousin Much Removed,  The Great Paradox and the Innies and Outies of Time Management and Aunty Ida’s Full-Service Mental Institution (by Invitation Only), and the sequel, Aunty Ida’s Holey Amazing Sleeping Preparation (Not Doctor Recommended) which is now available!

Sign up for my spamless newsletter. And download Better Living Through GRAVY and Other Oddities, it’s free!

Frustration Is, Well, Frustrating

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Yesterday, I was working on something I just couldn’t get right. Hours and hours and hours disappeared, up until I had to work out and get ready to leave, and no matter what I did, it wouldn’t come straight.

I left, and came back, and thought that maybe I’d start over, but that didn’t help either. I went to bed last night, exhausted and frustrated, and not necessarily any closer to solving my issue.

This morning, I’ve decided it to approach it methodically, scientifically. Take it apart bit by bit and then piece it together. Maybe it will help, maybe it won’t. Hopefully it will tell me where I went wrong.

It’s difficult when you keep trying something that will not be plied by your wit or lack thereof. That takes all your efforts and then looks at you and shrugs.

But sometimes things have to get done, and usually they have to be done by you. What else is there to do but do it?

So when I have the chance, when I’m finished with my blog and other writing I have to do, I’ll get back to that. And if you notice a little blood on my nose, don’t worry. It’s just from all that pressing against the grindstone.